Doing Things Differently

We always want to push the boundaries, do things differently, and approach the same business from a new angle. That why we created TFIB.

With TFIB we focus on providing a digital broking experience where we, and you as the customer work closely together to get the right information to get the insurance you want in a timely, quick, and cost effective manner.

We don’t take commission from any sale we make, which means any advice you get from us is completely impartial and about the product that’s right fro you. If you like our advice, and purchase your insurance via us, You pay a wholesale insurance premium, plus a once a year fee for the first 4 policies you have with us. Then a small fee for every other policy. That’s it.

That means you get access to great policy, advice tailored for your situation, at a fair price. Everything we do, from putting the policy in place, renewing or changing the policy, and claims help is all included. No extra hidden costs. Just a Fair once a year price.

House Insurance

It’s your largest asset. Learn to protect it the way you want with the knowledge you need.

You can get Cover for Replacement Value for damage that occurs to your home, cover the things you forget about like your driveways, fences, and hidden damage, then also get cover to stay somewhere else so you don’t have to sleep on your family members couch if something really bad happens.

Some of the trickiest parts of home insurance come in the grey areas of insurance. Things like gradual damage, replacement of hardwood floors, and alternative accommodation following a claimable event are all things you need to think about before you purchase your insurance. We like to think

Let us help you learn what to do so you can make the right decisions for you and your family.

Contents Insurance

The little things can sneak up on your at times, and its not until you suffer a loss you really think about them.

We all know about everyday items and getting them replaced, but we also need to think about options such as extending cover to include treasured items of jewellery, sports equipment and technology.

Most policies will cover your furniture, furnishings and home appliances at their replacement value regardless of their age. Knowing this changes the way you need to think about what you value.

Also thinking about what you want to do at claim time for your contents is almost as important as thinking about it for your car insurance. We can tailor a policy to suit your needs so you can be completely insured, Or if you just need the basics, we can find a solution for that too.

Let us help you learn what to do so you can make the right decisions for you and your family.

Private Motor Vehicle

Have you ever thought about what you would do if your vehicle was off the road?

If your vehicle is damaged or stolen, it’s important to have a policy that will get you back where you need to be as fast as possible. Now is the time to think of a plan to make sure you can keep doing what you do even if your car is off the road.

With three levels of motor insurance cover — Comprehensive, Third party with fire & theft, and Third party only — you can choose the right level of cover for you and your drivers from the beginning.

Thinking about how you use your car, what you need, and knowing what you’ll do if disaster strikes is just as important as choosing the right insurance solution. Have a think and then lets chat.

Let us help you learn what to do so you can make the right decisions for you and your family.